MinnesotaCare and Medical Assistance help low income residents afford health care coverage.
MinnesotaCare and Minnesota Medicaid (known as Medical Assistance or MA) are two options for low comes residents of that state who cannot get affordable health care otherwise. Each program has its own qualification guidelines that must be met.
Types
Children up to age 20, pregnant women, parents living with children under the age of 19, the disabled, seniors over age 65, the blind and those who have been diagnosed with breast or cervical cancer are all eligible for MA. Adults without children and with no more than two people in the household, pregnant women and children under age 21 and their caretakers are all eligible for MinnesotaCare.
Income
Income limits vary widely based on the coverage type, whether the applicant is applying for MA or MinnesotaCare and household size. They range from 280 percent of the Federal Poverty Level for infant under the age of two who are applying for MA to 100 percent of the FPL for non-pregnant adults applying for MA. Adults applying for MinnesotaCare must not be employed by a company who has health insurance option available and is willing to pay half of the monthly premiums.
Considerations
While Medicaid is free for qualified residents, MinnesotaCare comes with a monthly premium which is determined by an income-based sliding scale that also takes family size into consideration. There are some exceptions to this for those who are in the military or on Transitional MinnesotaCare.
