If you plan to ride a motorcycle in Utah, you may wonder what type of insurance you need to carry. A certain amount of motorcycle insurance is required by the State of Utah.
Bodily Injury Liability
Motorcycle bodily injury liability pays for injuries and medical expenses incurred by other drivers, passengers and pedestrians when you cause an accident.
Property Damage Liability
Property damage pays for damage you cause to another vehicle, as well as personal property carried in or on the vehicle. It also pays for property such as damaged fences, utility poles and street signs.
Required Bodily Injury Limits
Motorcyclists must carry bodily injury liability limits of at least $25,000 per person and $50,000 per accident. This means if one person is injured, it will pay up to $25,000 for his injuries, but if multiple people are hurt, the policy will pay out a combined maximum of $50,000.
Required Property Damage Limits
Utah requires motorcyclists to carry at least $15,000 in property damage liability.
Combined Single Limit
Motorcyclists can choose to buy a single limit of at least $65,000. This amount is the most the policy will pay for injuries and property damage in a single accident.
